Eight destinations, checked against primary sources

Where is surrogacy open to you?

The answer depends on your relationship status and where you live. Each guide dates its legal check.

Compare all destinations

Guide

How to Choose a Surrogacy Agency for a Journey Abroad

Choose a surrogacy agency by checking what the law lets it do in the destination, where your money is held, who represents the surrogate, and whether it names its clinic and lawyers. Few countries license surrogacy agencies at all, so your own due diligence is the main protection.

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Agencies, facilitators, clinics and lawyers: who does what

An international surrogacy journey usually involves four kinds of provider: an agency or facilitator that coordinates and often matches you with a surrogate, a fertility clinic that creates and transfers embryos, lawyers in the destination and at home, and the hospital where the baby is born. Knowing who does what tells you who is accountable when something goes wrong.

These labels are not legally protected in most countries, so ask every provider to describe, in writing, exactly what it does and does not do.

Typical roles in a cross-border surrogacy arrangement (October 2026; general information, not legal advice)
ProviderWhat it normally doesWhat to check
Surrogacy agencyRecruits and screens surrogates, matches them with intended parents, coordinates clinic, legal and travel steps, and often manages payments.Whether it is lawful for it to operate and be paid in that country; how surrogate funds are held.
Facilitator or consultantIntroduces you to clinics, agencies and lawyers and helps with logistics. May not recruit surrogates itself.Who pays it (you, the providers, or both) and whether referral fees are disclosed.
Fertility clinicIVF, egg donation, embryo creation and transfer, early pregnancy monitoring. Some clinics also run their own surrogacy programme.Health licence, named doctors and their registration, single-embryo transfer policy.
Lawyers (three, ideally)One for you in the destination, one independent lawyer for the surrogate, and one in your home country for parentage and citizenship.That each lawyer is independent of the agency and owes duties only to their own client.
Hospital and obstetric teamAntenatal care, birth and newborn care.Where the surrogate will give birth, and who pays for complications or neonatal intensive care.

The agency is usually the least regulated piece. If you have not yet chosen a country, start with our destination comparison and the surrogacy laws by country guide, because the law in the destination decides which kinds of provider can lawfully take part.

Are surrogacy agencies licensed? The reality by country

In most countries, no. As of October 2026, very few jurisdictions license surrogacy agencies. Clinics hold health licences, but agencies and facilitators usually operate as ordinary businesses. Several countries go further and ban paid intermediaries altogether. A licence, where one exists, is a minimum standard, not a guarantee of good practice.

The table summarises what we could verify from primary sources and labelled legal analysis on 5 October 2026. Confirm the current position with a lawyer licensed in the destination.

How selected jurisdictions treat surrogacy agencies and intermediaries (checked 5 October 2026; not legal advice)
JurisdictionPosition on agencies or intermediariesWhat it means for you
New York (USA)The Child-Parent Security Act (in force February 2021) sets statutory requirements for surrogacy agreements, including independent counsel and escrow of compensation with an independent escrow agent (Family Court Act § 581-403), and a Surrogates' Bill of Rights. Surrogacy programmes there are subject to state oversight.One of the few places where agency standards are written into law. Other US states vary widely. New York also requires one intended parent to be a US citizen or green-card holder, and the USA is uncertain for parents with no US citizen since Executive Order 14418 (August 2026); see our USA page.
United KingdomNegotiating surrogacy arrangements on a commercial basis is an offence under the Surrogacy Arrangements Act 1985. Non-profit organisations may help.UK residents using an overseas commercial agency should take UK legal advice first.
CanadaThe Assisted Human Reproduction Act, s. 6, makes it an offence to accept payment for arranging the services of a surrogate, or to pay someone to arrange them. Health Canada lists penalties of up to CAD 500,000 and/or 10 years' imprisonment.Canadian "consultants" must structure their work within this law. See our Canada page.
GreecePaid intermediaries are prohibited under Law 3305/2005, and a 2025 amendment (Law 5197/2025, art. 46, per legal analysis) requires both the intended mother and the surrogate to be permanently resident in Greece.An "agency" offering Greek surrogacy to non-residents is a warning sign. See our Greece page.
Republic of CyprusSurrogacy is overseen by the Council for Medically Assisted Reproduction and requires prior approval; clinics are licensed under Law 69(I)/2015 as amended.Distinguish the Republic of Cyprus from the north of the island. See our Cyprus page.
Mexico, Colombia, Georgia (the country), ArgentinaWe could not find a licensing scheme specifically for surrogacy agencies as of October 2026. Clinics are licensed as health facilities.Your checks on the agency, its contracts and its lawyers carry the whole load.

International guidance points the same way. The Verona Principles (opens in new tab), published by International Social Service in 2021 after consultation with more than 100 experts, say that where surrogacy is permitted, intermediaries should be subject to authorisation, regulation and periodic review, and should not receive remuneration that is unreasonably high relative to the services they provide. Few states have legislated this, so ask how each agency meets it voluntarily.

Escrow, trust accounts and contract transparency

The safest structure keeps the surrogate's compensation and expenses in an escrow or client trust account run by an independent third party, released against a written schedule you can see. The agency's own fees should be separate and itemised. If an agency asks you to pay everything into its operating account, you have no protection if it fails.

How escrow should work

In an escrow arrangement, a neutral escrow agent holds money under written instructions signed by all parties and pays it out only when agreed milestones are met, such as a confirmed pregnancy or each month of expenses. New York law, for example, requires the surrogate's base compensation and reasonable anticipated additional expenses to be placed in escrow with an independent escrow agent. Outside New York there is usually no such rule, so ask:

  • Who is the escrow agent, and are they independent of the agency (not a director, relative or related company)?
  • Is the account a regulated client or trust account, and in which country?
  • Will you receive statements showing every payment in and out?
  • What happens to unspent funds if the journey ends, and how quickly are they returned?

Contract transparency

Ask for the agency's service contract and a sample surrogacy agreement before you pay a deposit. A transparent contract lists every fee, what it covers, what is excluded, which payments are refundable and when, and what happens if the agency, clinic or law changes. Compare the total with the ranges in our international surrogacy cost guide. Our post on surrogacy contracts abroad explains the clauses to look for.

Surrogate protections a good programme puts in place

Professional bodies agree on core protections: independent legal counsel for the surrogate, psychological screening and ongoing support, health insurance that covers pregnancy and complications, respect for her right to make her own medical decisions, a clear compensation or expense schedule, and postnatal care. A programme that cannot show these in writing is not one to trust.

These protections also protect you: arrangements built on pressure or secrecy are the ones most likely to collapse or end up in court. The standards below come from the American Society for Reproductive Medicine (ASRM) 2022 committee opinion, the 2025 ESHRE Ethics Committee paper, the 2025 FIGO position statement, and the Verona Principles.

  • Independent legal counsel. ASRM and ESHRE both say the surrogate and the intended parents should each have their own independent legal advice. Ask who chooses her lawyer and confirm the lawyer is not employed by, or paid commission by, the agency.
  • Psychological screening and support. ASRM says psychological evaluation and implications counselling by a qualified mental health professional is required for all potential gestational carriers and their partners, and psychosocial counselling should be provided to intended parents. ESHRE recommends that each party is counselled by a separate team.
  • Medical screening and safe practice. ASRM recommends carriers are preferably aged 21 to 45, have had at least one uncomplicated term pregnancy, and strongly recommends single embryo transfer in all gestational carrier cycles. Learn more in our gestational surrogacy guide.
  • Health insurance and care. FIGO calls for comprehensive physical, psychological and emotional care throughout pregnancy and after birth. Ask which policy covers the pregnancy, birth, complications and newborn care, and who pays any shortfall.
  • The right to make medical decisions. ASRM says no agreement should contradict a carrier's protected reproductive decision-making, and FIGO says she must remain the ultimate decision-maker on mode of delivery and any interventions. New York law states that the agreement cannot limit her right to terminate or continue a pregnancy.
  • A clear compensation or expense schedule. Whether the destination allows compensation or only reimbursement of expenses, the schedule should be written, paid on time, and not conditional on handing over the baby.
  • Postnatal care and contact. Ask what medical and psychological follow-up she receives after the birth, and what contact, if any, all parties have agreed on.

The Verona Principles add protections focused on the child: a genetic link to at least one intended parent, preserved information about the child's genetic, gestational and legal origins, and free and informed decisions by everyone involved. For a wider discussion of these standards, see our post is international surrogacy ethical?

Due-diligence checklist: how to choose a surrogacy agency

Work in order: confirm the law at home and in the destination, then verify the agency's legal status, ownership and track record, then its contracts, money handling and surrogate protections, and finally speak directly with the clinic, the doctors and the lawyers it names. Do not pay a deposit until each step is complete and documented.

  1. Get home-country legal advice first. Confirm your home country will recognise you as the parents and how your baby will get citizenship or a visa. Our guide to citizenship, passports and parentage covers the US, UK, Canada, Australia and the EU.
  2. Confirm the destination is open to you. Check eligibility for your profile on the destination pages, and that the agency is offering a programme the law actually permits.
  3. Identify the legal entity. Get the agency's registered company name, registration number, country of incorporation, registered address and the names of its owners and directors. Look them up in the official company register.
  4. Search for court cases and news. Search the company and director names with words such as "court", "judgment", "police" and "investigation", in English and the local language.
  5. Read the contracts. Obtain the agency agreement, the escrow instructions and a sample surrogacy agreement, and have your own lawyer review them.
  6. Verify the money trail. Confirm the escrow agent independently, not through contact details the agency provides.
  7. Check surrogate protections. Ask for written evidence of each protection in the section above.
  8. Speak to the clinic and doctors directly. Verify the clinic's licence and each doctor's registration (see how to verify a doctor).
  9. Speak to past clients. Agency-chosen references are a weak signal; your home-country lawyer's experience is a stronger one.
  10. Plan the exit. Ask how many babies the agency has brought home to your country in the last two years, and what documents parents needed.

Questions to ask a surrogacy agency

The most revealing questions to ask a surrogacy agency are about money, law and people: who holds your funds, what happens if the law changes or a transfer fails, who represents the surrogate, and which named clinic and lawyers you will work with. Good agencies answer in writing and welcome the questions. Evasion is itself an answer.

Questions to ask a surrogacy agency, and what a good answer looks like (October 2026; not legal advice)
QuestionA reassuring answerA worrying answer
Is it lawful for you to operate and be paid in this country?A clear explanation, with the law or a lawyer's opinion you can check."Everyone does it" or "the law is a grey area, don't worry."
Who holds the surrogate's compensation and expenses?A named, independent escrow agent with written release instructions."Pay us and we handle it."
Who is the surrogate's lawyer, and who chose them?An independent lawyer she chose or approved, paid for by the programme."Our in-house lawyer explains everything to her."
Which clinic and doctors will treat us?Named clinic and doctors you can contact and verify directly."We work with several partners; we'll decide later."
Where will the surrogate live and give birth?In the destination country, under its law, at a named hospital.Plans to move her or the birth to another country.
What happens if a transfer fails or the pregnancy is lost?A written policy on further attempts, costs and refunds.Verbal promises only.
What happens if the law changes mid-journey?A written contingency plan and refund terms."That won't happen."
What does the surrogate receive, and when?A written schedule consistent with local law, not tied to handing over the baby.Reluctance to disclose it.
How do you support her after the birth?Medical and psychological follow-up, with a named contact.Support ends at delivery.
How is the agency paid by clinics or lawyers?All referral fees and commissions disclosed in writing."That's confidential."

Surrogacy agency red flags

The clearest surrogacy agency red flags are guaranteed-baby packages without written limits, pressure to sign or pay quickly, cash or personal-account payments, no named lawyer for you or the surrogate, and programmes that rely on moving surrogates or births between countries. Programmes operating where authorities have recently prosecuted surrogacy or trafficking cases need extra scrutiny.

  • "Guarantee" packages without caveats. Unlimited-attempt or "baby guaranteed" packages can be legitimate pricing, but no one can guarantee a live birth. Read exactly what is promised, the age and number limits, and what happens when the package ends.
  • Pressure. Short deadlines, "last surrogate available" messages, or discounts for paying today.
  • Cash or unusual payment routes. Requests for cash, cryptocurrency, or payment to a personal account or a company in a different country from the one that signs your contract.
  • No named lawyers. No independent lawyer for the surrogate, or the agency's lawyer "acting for everyone."
  • Moving people across borders to avoid the law. Plans for a surrogate from one country to undergo transfer in a second and give birth in a third, or instructions to describe your relationship to the surrogate untruthfully.
  • Vague clinic details. The clinic's name, location or licensing changes, or turns out to be in a different jurisdiction than you were told.

Recent enforcement cases to know about

These cases do not mean every provider in these places is unsafe, but they show why checks matter. Summarised as of October 2026 from court, government and news reports.

  • Greece, 2023. Police arrested staff of a fertility clinic in Chania, Crete, in August 2023 on charges including human trafficking and illegal adoption, with surrogates reportedly brought from Ukraine and elsewhere in Eastern Europe. Greece later tightened its residency rules in 2025.
  • Georgia, 2025. In February 2025 Georgian and Thai authorities investigated an alleged ring that recruited Thai women with surrogacy job offers and then subjected them to repeated egg retrieval. Separately, on 12 June 2023 Georgia's government announced a bill to ban surrogacy for foreigners from 1 January 2024; according to Georgian press reports it was withdrawn before its third reading on 15 January 2024 and never took effect, but it remains a political risk. Check our Georgia page for the current position.
  • Northern Cyprus, 2024–2026. In Re Z [2025] EWHC 339 (Fam) (opens in new tab), the President of the Family Division of the High Court of England and Wales described intended parents trapped abroad for about four years after two children born through unlawful arrangements in the north were left effectively stateless. Other 2024–2025 English judgments criticised agencies that routed surrogates through northern Cyprus and births through third countries. In May 2026 police in the north arrested people over an alleged attempt to move embryos through the airport.
  • Cambodia, 2024. A Cambodian court convicted 13 Filipino women who had been recruited as surrogates, after commercial surrogacy was banned there in 2016.
  • Laos, 2025. Authorities arrested 26 people linked to an alleged surrogacy ring and warned that surrogacy can be prosecuted as trafficking.
  • Kazakhstan, 2026. An amendment signed in July 2026 reportedly restricts surrogacy to married Kazakh citizens, closing it to foreigners. See our laws by country guide for status updates.

How to verify a doctor's registration

Search the doctor's full name in the official medical register of the country where they practise, confirm the registration is current with no restrictions, and check any specialist certification separately. Use the regulator's own website, never a link sent by the agency, and match the name exactly against your clinic paperwork.

For other countries, ask the clinic for the doctor's registration number and the name of the regulator, then find that regulator independently. Our doctor vetting standards explain how to check registration details.

How we fit in, and how we are paid

We help intended parents compare destinations and providers and prepare for these checks. We explain on our About page exactly how we work, how we are paid, and what we will not do, including any fees we receive from providers. Hold us to the same standard you apply to any agency.

If you are comparing an international surrogacy agency with other options, read how we work and how we are paid first, then book a free consultation to talk through your shortlist. We will tell you if we think a programme does not meet the standards on this page.

Frequently asked questions

How do I choose a surrogacy agency for surrogacy abroad?

Start with the law, not the agency: confirm the destination allows surrogacy for your profile and that your home country will recognise you as the parents. Then check the agency's legal status, ask for its contract and full fee schedule in writing, confirm surrogate funds are held by an independent escrow agent, and speak to the named clinic and lawyers directly. Our due-diligence checklist sets out the order.

Are international surrogacy agencies licensed?

Usually not. As of October 2026, very few jurisdictions license surrogacy agencies. New York's Child-Parent Security Act is one of the few examples of state oversight of surrogacy programmes. Several countries go the other way: the UK bans commercial agencies, Canada makes it an offence to accept payment for arranging a surrogacy, and Greek law prohibits paid intermediaries. In most destinations only the clinic holds a health licence.

What questions should I ask a surrogacy agency?

Ask who holds the money and under what written instructions, who pays for the surrogate's independent lawyer and health insurance, what happens to your funds if a transfer fails or the programme closes, which clinic and lawyers are used and whether you can speak to them, and how the agency handles the legal route home for a baby born in that country. Our question table lists the essentials.

What are the biggest surrogacy agency red flags?

Guaranteed-baby packages with no written limits, pressure to sign or pay quickly, requests for cash or payments to personal accounts, no named lawyer for you or the surrogate, vague answers about where the surrogate lives or gives birth, and programmes that move surrogates or births to a third country to get around the law.

Is an agency the same as a facilitator?

Not always. In common usage an agency recruits and matches surrogates and coordinates the journey, while a facilitator or consultant coordinates services that others provide. The labels are unregulated in most countries, so ask each business exactly what it does, what it is paid for, and what it is legally allowed to do where it operates.

How do I check a fertility doctor's registration?

Search the doctor's name in the official medical register for the country where they practise. Examples include the UK General Medical Council register, US state medical boards, Mexico's Registro Nacional de Profesionistas (cédula profesional) and Colombia's ReTHUS. See our doctor vetting standards for what to look for.

Sources

  1. American Society for Reproductive Medicine. Recommendations for practices using gestational carriers: a committee opinion (Fertil Steril 2022;118(1):65-74). Accessed 5 October 2026. professional-body
  2. European Society of Human Reproduction and Embryology. Ethical considerations on surrogacy (ESHRE Ethics Committee, Hum Reprod 2025;40(3):420-425; PMID 39865605). Accessed 5 October 2026. professional-body
  3. International Federation of Gynecology and Obstetrics (FIGO). FIGO position statement on surrogacy: Ethical considerations (Int J Gynaecol Obstet 2025;171(2):588-592; PMID 40955995). Accessed 5 October 2026. professional-body
  4. International Social Service. Principles for the protection of the rights of the child born through surrogacy (Verona Principles), 2021. Accessed 5 October 2026. international-body
  5. International Social Service. Legal Trends in Surrogacy: Towards a greater protection for the rights of children born through surrogacy? (1st edition, April 2025). Accessed 5 October 2026. international-body
  6. New York State Senate. New York Family Court Act § 581-403 (requirements for surrogacy agreements). Accessed 5 October 2026. government
  7. New York State Senate. New York Family Court Act Article 5-C, Part 6 (Surrogates' Bill of Rights). Accessed 5 October 2026. government
  8. Health Canada. Prohibitions related to surrogacy (Assisted Human Reproduction Act, s. 6). Accessed 5 October 2026. government
  9. legislation.gov.uk. Surrogacy Arrangements Act 1985. Accessed 5 October 2026. government
  10. Courts and Tribunals Judiciary (England and Wales). Re Z (Unlawful Foreign Surrogacy: Adoption) [2025] EWHC 339 (Fam). Accessed 5 October 2026. government
  11. NGA Law. Three High Court judgments warn of risky surrogacy practices in Cyprus (legal analysis). Accessed 5 October 2026. legal-analysis
  12. Karpouzis Lianou Law Office. New Legal Framework for Surrogacy in Greece (2025) — analysis of Law 5197/2025, art. 46 (legal analysis). Accessed 5 October 2026. legal-analysis
  13. Progress Educational Trust (BioNews). Eight arrested in Crete over surrogacy and IVF fraud. Accessed 5 October 2026. news
  14. ABC News (Australia). Investigation launched into human egg trafficking ring targeting Thai women (8 February 2025). Accessed 5 October 2026. news
  15. Radio Free Asia. Cambodian court convicts 13 Philippine women in commercial surrogacy case (3 December 2024). Accessed 5 October 2026. news
  16. Laotian Times. Lao Government Warns Against Surrogacy Amid Rise in Illegal Cases (30 May 2025). Accessed 5 October 2026. news
  17. Law Society of Ireland Gazette. Kazakhstan bans commercial surrogacy for foreigners (August 2026). Accessed 5 October 2026. news
  18. Cyprus Mail. North defends IVF clinic after embryo smuggling arrest at airport (21 May 2026). Accessed 5 October 2026. news
  19. Ministerio de Salud y Protección Social, Colombia. Registro Único Nacional del Talento Humano en Salud (ReTHUS). Accessed 5 October 2026. government
  20. Secretaría de Educación Pública, Mexico. Registro Nacional de Profesionistas — consulta de cédula profesional. Accessed 5 October 2026. government
  21. General Medical Council (UK). The medical register. Accessed 5 October 2026. government
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